![]() The app companion categorizes purchases automatically, shows you where they were made and has a design that makes it easy for you to see interest charges, spending and cash back. It’s a virtual card and physical card that can be used for both regular and Apple Pay purchases at any place Mastercard works. We’ve already posted the basics here so I won’t go over them at length. The basics of Apple Card are pretty straightforward. Yes, this is a V1, and Apple is going to be iterating on the concept with new features and benefits. This week, we got to see what Apple thinks is a solid ‘version 1’ of its credit card offering. Once Apple launched Passbook, it became extremely clear that it was headed towards this end game, with stops along the way for loyalty cards, coupons, external credit cards and ticketing. In some ways, Apple getting into the credit card game was one of the tech world’s biggest finally’s. Some of the benefits (and caveats) of Apple Card are worth examining a bit more. ![]() ![]() Though I’m not a financial reporter, I did used to cover payments and I’m a huge points hound. Consumers, tech press, financial press and Wall Street were all intrigued for various reasons.īut there are still a ton of questions around the way it works mechanically, the terms involved for consumers and its overall benefits. One of the most buzzy announcements on Apple’s stage this week was Apple Card, its in-house credit card powered by Goldman Sachs and Mastercard. ![]()
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